The financial product working capital can facilitate the remodeling market by providing funds to customers. Not just for the business as also to their homes using the business as the funding source. Here is the product.
Product information
Our allied ARF company and Cram are a preferred lender to Stores, and we specialize in providing financial solutions to the hospitality industry nationwide. We understand the challenges you face and can help you meet those challenges by providing quick access to working capital. Use the cash to open a new location, buy additional inventory, pay for advertising, buy or upgrade equipment or simply pay off outstanding debt. Our customers don't worry about juggling cash to pay bills, they focus on running their business and making it prospers.
> We offer:
> * Industry Leading Rates
> Our loan rates are often 20% to 30% lower than most of our competitors' rates.
> Lower rates mean lower financing costs, lower payments, and often
> higher loan amounts.
> * A Customized Loan that Fits Your Needs
> We offer numerous term and rate options, so you can customize a loan that fits your needs. We also have the longest terms and lowest payments in the industry.
> * Ability to Pay Off at Any Time
> We know flexibility is important, so we allow you to pay off at any time and only pay for the time you used the money.
Whom can apply
> (retail or wholesales not by credit) Companies that their sales are are daily invoice to particulars or NON credit to corporations)
Qualifying Types of Businesses.
> All Loans made or placed by Cram and our financiel allied, will be commercial loans of $25,000 or more to business entities. The following listing specifically defines the types of retail businesses that qualify as a Retail Business under the Program:
> Barber/Beauty/Spas -Book Stores -Bowling
> Alleys -Camera Stores -Car Washes -Chiropractors - Cigar Stores
> -Doctors -Dentists -Drug Stores -Dry -Cleaners -Florists -Gift Stores
> -Grocery Stores (not convenience stores or food marts - grocer must
> sell fresh produce and have a meat department - pictures required)-Hardware Stores -Hobby/Toy Stores -Jewelry Stores -Luggage
> Stores -Optical Stores -Orthodontists
> Pet Stores -Photo Studios -Quick Copy -Radio/TV Stores -Shoe Stores
> -Sporting Good Stores -Veterinarians- Video Rental Stores (others non listed can apply based on Underwriter and Crams Criteria)
Important requirements.
Minimum FICO Score Required. For a Retail Business applicant the Guarantor must have a minimum FICO Score of 551 +. Minimum Annual Sales Volumes. (20K month).The following additional financial information is required depending on the type of business applicant as noted below: Loan Amounts will be based upon the Merchant's cash flow and an acceptable Debt Service Coverage Ratio of not less than 1.25. No Bankruptcy been report or apply on the past six (6) month.
Our loan program is very simple:
Compared to companies that tie cash advances to future credit card receivables, we offer a FIXED term and rate. We provide you with a weekly FIXED payment that you can set based on what you borrow.
> We can provide approvals in 48 hours and funds in about 2 business days
> Our payback is tax deductible; other programs are not recognized by the IRS as loan interest payments
Please Sent via email the following:
> Last 3 months of Bank Statements. (all pages please) Last Merchant Statement from credit card processor
> Copy of leae contract
> FICO score 551 +
> Driver license
> With no cost or obligation to apply, this information will allow ARF to provide an approval to you within 1 to 2 business days and application will be sent with loans proposal programs and term.
Note
If Credit is UNDER 551 we can referred to a Us Commerce approved credit fixed company allied of Cram for Credit to be fixed and Cram nor the Rep or business developer will not be benefit of this service. Its only to open a door to for the customer to apply for the credit.
It applies to all USA territories. (not to Pto Rico and Hawaii)
Email me if any questions..
JR
From your business , give cash to remodeling your home.
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JR